Mortgages Available
Mortgages Available enquiry form.It is not true to say that Mortgage lending has dried up, we still regularly see new Mortgages being approved every week. What has changed is the lending criteria that banks or building societies apply to any enquiry they receive.
We see loans to first timer buyers being approved but with parents having to stand as guarantors. Similarly the deposits that buyers need to be able to provide have increased substantially.
The whole Mortgage situation is now being managed more cautiously but if you have a solid proposal and the deposit and income to support it, there is still a good prospect of obtaining an offer from a mainstream Mortgage lender.
We have access to lenders and can often assist in gaining Mortgage acceptance. We work without any commission or payment for referring enquiries to/from lending providers.
We do however request that if your Mortgage enquiry is approved, you use the conveyancing and other legal services available from our offices.